It's amazing how each year it rolls around whether you want it to or not.  It's another birthday.  As I approach the date and I get older, and I think many feel this way, I appreciate things a lot more, I'm not as quick to make those rash decisions, (my wife will attest to that!) and I wake up each morning ever so thankful for another day and for those around me.  So with all that said, cash, Paypal, and Western Union payments towards my retirement will be happily accepted.  Sorry, no checks please.

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