I'm one of those people that does most of my transactions with my debit card. I remember when I first got to Sedalia and I had to borrow money because the bowling alley didn't take cards. Then I came upon other retailers that only accepted cash. Even the Pettis County Collector's Office will add 3.9% onto your bill if you pay with credit or debit card.
I recently came across this Time article that lists five situations in which it is best to use cash.